Step by Step

Your Journey to Better Banking Starts Here

1
Explore Our Services

Explore Our Services

Visit amhbank.com to browse our full suite of financial products — savings plans, fixed deposits, loans, transfers, and more. Read through plan details, compare rates, and identify the products that align with your financial goals before you open your account.

2
Create Your Free Account

Create Your Free Account

Register in under three minutes. Provide your name, email address, and a secure password. No credit check is required and no documentation is needed at this stage. Your account is created instantly and your dashboard becomes available the moment you verify your email.

3
Verify Your Identity

Verify Your Identity

Complete a one-time KYC verification by uploading a valid government-issued photo ID. Verification is reviewed and processed within 24 hours. Once approved, all account features become available — including deposits, transfers, savings plans, and loan applications.

4
Fund and Start Banking

Fund and Start Banking

Deposit funds via ACH bank transfer, wire, debit card, or supported cryptocurrency. Your balance is credited in real time for most methods. From your first deposit, you can immediately open a savings plan, lock in a fixed deposit, apply for a loan, or initiate a transfer.

Your Financial Future Starts Today

Open a free account in under three minutes. No credit check. No paperwork. No branch visit required. Start with $10 and access the full power of American Heritage Bank — savings plans, fixed deposits, loans, and instant transfers — from the moment your account is funded.

Open Your Account